Providing healthcare and traditional transaction advisory services to banks, specialty finance companies, investment bankers and the private equity community. 

Our Mission

To leverage decades of transactional healthcare and traditional finance experience to assist bankers and investors make sound credit or investment decisions.

Al Regdos - Managing Partner, Co-Founder

Al has a 20+ year career in the healthcare finance industry where he audited, underwrote, negotiated and closed over $2 billion in loans to the healthcare industry. Prior to co-founding West Fork, Al was the CEO of Alpine Capital, a specialty finance lender dedicated to the healthcare industry that originated, underwrote and closed over $160 million in loans.

Previously, Al was the Chief Credit Officer for Healthcare Finance Group, LLC (“HFG”), a nationally based healthcare lender where he was an investment committee member and led the business development, underwriting, portfolio management and due diligence functions of the firm. Al’s leadership was instrumental in growing the company from $300 million to over $1.2 billion in assets under management without a single credit loss.

Prior to HFG, Al worked at GE Capital Healthcare Financial Services and Heller Financial as a Vice President in their Portfolio Management, Underwriting and Field Exam departments, where he was responsible for directing a team of portfolio managers, underwriters and field examiners in evaluating, underwriting and managing healthcare credit.

He began his career at Freed Maxick Sachs and Murphy, a public accounting firm in Buffalo, NY. Al has a B.S. in Accounting from Canisius College and is a Certified Public Accountant. Al enjoys the outdoors, spending time with his wife and three children and is an active member of Denver Baptist Church, in Denver, NC.

Andrew Nelson - Partner, Co-Founder

Andrew is an accomplished CFO and COO within various services organizations. Over the last decade he’s had experience in many areas of business, including M&A (publicly traded), auditing, due diligence, valuations, commercial lending and financial planning and analysis. Working with companies from start-up to middle market and in roles from accounting to CFO/COO provides Andrew with a thorough, well-rounded view of the target companies, which our clients value and trust.

Andrew has a B.S. in Accounting from Wofford College and a MBA from the University of South Carolina. He enjoys many outdoor activities when he’s not spending time with his wife and three children and is an active member of Hope Community Church in Charlotte, NC.

Bernadette Rienerth – Due Diligence Manager

Bernie brings more than 30 years of experience in financial management, accounting, auditing, and financial due diligence. As Due Diligence Manager at West Fork Advisory Services, she specializes in asset-based lending (ABL) field examinations, with a primary focus on the healthcare industry.

Bernie works closely with lenders and borrower management teams to evaluate accounts receivable quality, collateral eligibility, borrowing base availability, and financial reporting. Her experience spans a broad range of healthcare sectors, reimbursement structures, and payer environments. She is actively involved in managing examinations, assessing collateral risk, and delivering comprehensive financial analysis to support informed lending decisions.

Prior to joining West Fork, Bernie held financial leadership positions, including CFO, Controller, and Field Exam Supervisor, across multiple industries. She also brings a background in collegiate accounting instruction as an adjunct professor.

Bernie holds a Professional MBA from Bowling Green State University and a Bachelor of Arts in Accounting from Michigan State University. When she is not working, Bernie enjoys making memories with her grandchildren, staying active through competitive pickleball, and giving back to her community through volunteer activities.

Michael Veise - Due Diligence Manager

Michael has over 15 years of experience in the healthcare finance industry, with a focus on asset-based lending, field examinations, underwriting and financial due diligence. Since joining West Fork Advisory Services in 2020, Michael has helped lead the firm’s underwriting and due diligence efforts and has managed pre-loan and recurring field examinations for banks and other financial institutions, including engagements involving some of the largest asset-based revolving credit facilities in the healthcare industry.

At West Fork, Michael works closely with lenders throughout the underwriting, due diligence and ongoing portfolio monitoring process. He has extensive experience evaluating complex healthcare credits across a broad range of healthcare sectors and reimbursement environments.

Prior to joining West Fork, Michael spent over 12 years in senior finance and accounting roles within the healthcare industry, including serving as a Controller. His experience spans financial reporting, FP&A, auditing, M&A and due diligence.

Michael has a B.S. in Business from the University of Maryland. He enjoys spending time with his wife and two children, being outdoors, fishing and exploring the Chesapeake Bay on their boat.