Provided underwriting and credit modification support for a HUD-related ABL facility, including liquidity analysis, cash velocity and FCCR review, covenant compliance assessment, and collateral coverage evaluation in connection with a covenant waiver and amendment.

Full scope ABL field exam, including dilution rate analysis, accounts receivable valuation, invoice verification, credit memo testing, cross aging, and cash receipts review.

Full scope ABL field exam, including liquidity factors, accounts receivable valuation, invoice verification, cross aging, and cash receipts review.

Full ABL field exam, including liquidity factors, static pool, accounts receivable valuation, cash disbursement review, and census review.

Completed full ABL field exam: liquidity, static pools, cash receipts, A/R valuation, cross-aging, credit testing, disbursement analysis, outstanding payables, census, and A/R verification.

Provide ongoing trend-card analysis and portfolio monitoring for a bank-owned healthcare credit portfolio, including recurring cash flow, liquidity, borrowing base, covenant, and performance trend analysis to support risk rating, early-warning identification, and proactive portfolio management.

Full ABL field exam, including liquidity factors, static pool, accounts receivable valuation, cash disbursement review, cost reports, and RAC review.

Performed full ABL field exam plus quality of earnings (QofE): liquidity, static pools, cash flow analysis, A/R valuation, cross-aging, credit testing, revenue and expenses to cash, and census review.

Performed comprehensive underwriting analysis for a multi-facility SNF portfolio, including NOI normalization, DSCR and debt yield modeling, interest rate stress testing, and regulatory risk assessment to support credit structure and extension terms.

Full scope ABL exam including accounts receivable valuation, inventory valuation, cross aging, inventory counts, and slow moving analysis.

Full ABL field exam, including liquidity factors, static pool, accounts receivable valuation, cash disbursement review, and census review.

Full scope ABL exam including accounts receivable valuation, inventory valuation, cross aging, inventory counts, and slow moving analysis.

Completed full ABL field exam: liquidity analysis, static pool review, recommended unbilled rates, cash receipts, A/R valuation, payroll, cross-aging, credit testing, and census review.

Completed full ABL field exam: liquidity, static pools, cash receipts, A/R valuation, cross-aging, credit testing, deferred revenue, invoice verification, and unposted cash.

Completed full ABL field exam: liquidity, static pools, cash receipts, A/R valuation, cross-aging, credit testing, and census review.

Conducted full ABL field exam: liquidity, static pools, cash receipts, A/R valuation, cross-aging, credit testing, and census review.

Completed full ABL field exam: liquidity, static pools, cash receipts, A/R valuation, cross-aging, credit testing, and payables review.

Supported lender underwriting for a large sponsor-backed home healthcare platform through detailed cash flow, leverage, liquidity, and covenant modeling to assess amendment terms, acquisition capacity, and long-term capital structure sustainability.

Performed full ABL field exam: liquidity, static pools, cash receipts, A/R valuation, cross-aging, credit testing, bed tax, civil penalties, cost reports, and census review.

Conducted full ABL field exam: liquidity, static pools, cash receipts, A/R valuation, cross-aging, credit testing, revenue-to-cash, payables, and census review.

Executed full ABL field exam: liquidity, static pools, cash receipts, A/R valuation, cross-aging, credit testing, operational performance, compliance review, payroll, and third-party services.

Provided credit underwriting support for a sponsor-backed senior living portfolio, including cash flow and DSCR modeling, liquidity forecasting, census and rate sensitivity analysis, and collateral evaluation to support credit sizing, covenant structure, and approval.